Conditional Payment Locking
The buyer pre-authorises payment when issuing a purchase order. Funds are ring-fenced - not transferred, not a deposit - a binding digital commitment the supplier can see and trust before starting work.
Taysiro is the infrastructure layer that replaces the slow cycle of invoice, verify, dispute, and pay with a single orchestrated flow where payment conditions are explicit, machine-readable, and cryptographically signed from the moment a purchase order is issued.
Every participant in the B2B supply chain rebuilds confidence independently, from scratch, every time. The result is a slow, expensive cycle that costs the economy billions each year.
Taysiro is not a payment processor. It is the infrastructure layer that makes payment conditions machine-readable, automatically enforceable, and cryptographically evidenced from the moment a purchase order is issued.
The buyer pre-authorises payment when issuing a purchase order. Funds are ring-fenced - not transferred, not a deposit - a binding digital commitment the supplier can see and trust before starting work.
Payment releases automatically when conditions are met: buyer confirmation, delivery verification, milestone completion, or a configurable acceptance window. No invoices. No chasing. No disputes.
Because payment is already authorised and conditions are digitally explicit, the supplier's receivable is pre-verified from the moment they accept the PO. This is not a traditional invoice; it is a guaranteed, condition-locked payment right.
Suppliers access early payment instantly, funded by regulated liquidity partners at 1-3%, versus the 5-15% industry standard. Because uncertainty has been removed, financing costs collapse. Liquidity is attached to the transaction, not the balance sheet.
The buyer creates a purchase order with explicit, machine-readable conditions: acceptance windows, milestones, or delivery triggers. Payment is ring-fenced at the moment of issuance. The supplier sees confirmed, locked funds before lifting a finger.
The supplier accepts using a passkey (WebAuthn/FIDO2), a cryptographic credential bound to their device hardware. Their private key never leaves the device. The platform cannot forge their signature. The acceptance is immutably recorded in the hash-chained ledger.
Because the payment right is pre-verified, the supplier can request same-day funding from a regulated liquidity partner. Eligibility is calculated in real time based on the locked commitment. No re-underwriting. No debt created. The liquidity partner purchases a condition-locked payment right.
When the buyer confirms receipt or the acceptance window expires, the platform automatically releases the locked funds to the correct beneficiary. No invoice. No approval workflow. No delay. Every event is signed, ledgered, and independently verifiable.
The platform packages every event, signature, Merkle inclusion proof, and external notarization into a self-contained Trust Envelope. Any party - auditor, regulator, bank, counterparty - can independently verify the complete lifecycle without contacting Taysiro.
We do not ask participants to trust the platform. We give them evidence they can verify independently. The platform is an orchestrator, not an authority.
Every critical action is signed using passkeys (WebAuthn/FIDO2), cryptographic credentials bound to the user's device hardware via biometric sensor, security key, or platform authenticator. Private keys never leave the device. The platform cannot sign on behalf of any user, even with full database access.
Every signed event is appended to an immutable, hash-chained ledger. Each entry includes a SHA-256 hash of the previous entry; any modification breaks every subsequent hash and is immediately detectable. The same principle underpins blockchain, without the overhead of consensus, gas fees, or token economics.
The user's device signs the specific business action, not a random nonce. The resulting signature is cryptographically bound to both the user's identity and the exact action they approved. Every Trust Envelope is independently verifiable by any party at any time, without contacting our platform.
Periodic global anchors commit a binary SHA-256 Merkle tree over all entity head hashes to a single root. This root is published to the Sigstore Rekor transparency log, an independently verifiable, tamper-evident timestamp from a neutral third party.
Taysiro aligns the incentives of buyers, suppliers, and liquidity partners around a single shared source of cryptographic truth.
The trust core, state machines, and evidence model are jurisdiction-agnostic by design. Settlement rails, currency accounting, regulatory mapping, and compliance rules are pluggable modules, allowing the platform to be configured for any market without changes to the core protocol. The United Kingdom, the Kingdom of Saudi Arabia, and Qatar represent our initial pilot configurations.
The UK's mature Open Banking infrastructure and Faster Payments rails provide the first live settlement configuration. A clear regulatory framework and active fintech ecosystem make it the natural starting point for early traction.
SAMA's Open Banking mandate and Vision 2030's digital procurement agenda offer a high-volume corridor. The platform's Sharia-compliant fee structure is a protocol-level design choice, not a label, making it a natural fit for Islamic finance markets.
Qatar's National Vision 2030 and QCB's digital finance roadmap represent a logical extension. GCC cross-border trade corridors between Qatar and Saudi Arabia, combined with strong institutional procurement spend, align well with the platform's existing architecture.
Taysiro is an early-stage platform built to production engineering standards from the ground up. Comprehensive test coverage, financial integrity checking, and cryptographic primitives validated against battle-tested industry specifications; the architecture is designed to scale, not to be replaced.
Taysiro is in early pilot onboarding. We are working with a select group of anchor buyers, suppliers, and regulated liquidity partners across our initial pilot markets. If you are a VC, institutional partner, or interested in a pilot in your jurisdiction, we would like to hear from you.
Pilot onboarding is invitation-led. All enquiries are reviewed within 48 hours.